Our Process

Discovery Meeting

This is where we sit down and get to know each other. What are your goals? What is your experience working with an advisor? What questions do you have about the process and fee structure?

Gather Information

Securely send us your financial information to review. You’ll complete an intake form and receive a list of documents to send us such as your investment statements, tax return, and recent pay stub.

Develop a Plan

Hillvale Wealth Management will put together a customized financial plan and specific recommendations. We will have a meeting to walk through this in detail.

Sign Agreement

If we are a good fit and you like what you see, we will sign an Agreement outlining our engagement. You don’t pay anything for the initial plan and recommendations. If you appreciate the level of expertise and attention to detail, you’ll become an official client of Hillvale Wealth Management!

Account Setup

Our business model is to provide fee-only advice based on the assets we manage for you. To enable this, any accounts we manage for you will need to be held at Charles Schwab. For example, if your accounts are currently held at Fidelity, we will create new accounts for you at Schwab and help with the transfer. If you need to rollover a 401(k) to an IRA, we can help with that as well.

Implement the Plan and Investment Strategy

As a boutique firm, we will work closely together to consolidate your accounts and we will facilitate a conference call if you need to call any financial institutions. Once your accounts are set up, we will place any necessary trades to implement your investment plan.

Form your Team

As we develop your financial plan, we may determine that it is worthwhile to reach out to additional specialists. Hillvale Wealth Management has strong working relationships with service providers who can address your insurance, tax, and estate planning needs. We are happy to refer you to our network of high quality professionals we work closely with so you get the level of service you deserve.

Ongoing Advice & Oversight

With your financial and investment plans in place, we transition to monitoring and managing your finances on an ongoing basis. We typically meet with our clients twice per year for a comprehensive meeting to go through their complete financial picture. Of course, our clients will always have the option to set up meetings with us as questions come up. We want to be the first to know about important life updates and upcoming financial decisions.

Our Process

Are you interested in getting this process started? Contact us today to set up an introductory meeting